1. Make it a principle to avoid debt. If for any reason you need to borrow, make a serious attempt to pay off that debt as soon as possible.

2. Try every week, if possible, to put a little money aside. Don’t place too much faith in banks. During depressions of the past, many banks had to close their doors, leaving their depositors without recourse (or their money).

3. Don’t place too much faith in paper currency. The way in which governments are printing money in order to meet their national commitments, all the currencies of the world may well lose all their value in time.

4. If possible, keep a certain amount of money in solid assets such as gold, silver, gemstones or land on which to grow your own food. Should the dollar no longer be “worth the paper it’s printed on,” don’t expect other currencies in the world to fare any better.

5. If you possess wealth, practice non-attachment by realizing that nothing possessed can be permanently your own.

6. Be grateful for what you have, however little, and don’t resent life for what it hasn’t given you. Practice this attitude with deep sincerity and you will find abundance where you least expected it.

7. Develop an attitude of generous giving. As far as money is concerned, the more you give, and the less you desire money for yourself alone, the more you find that life itself will sustain you.

8. Simplicity is not poverty. It means reducing your wants so that material things don’t intrude on your inner freedom. Be ever comfortable within your means.

9. Meet all challenges by remaining calmly centered within, and seeking strength and guidance intuitively, in your inner Self.

10. Above all, place your trust in God. People who give selflessly to God find that He sustains them. Whatever energy they put out flows back to them, reinforced by the power that sustains the universe.

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